Old vs New Tax Regime Calculator FY 2026-27

Compare tax under India’s old vs new regime on the same income. Includes 80C-style deductions, standard deduction, and optional HRA for the old regime.

Financial year 2026–27 (1 April 2026 – 31 March 2027, assessment year 2027–28). Union Budget 2026 did not change slab rates; this page uses the new vs old regime tables published on incometax.gov.in (new: nil up to ₹4 lakh, then 5–30%; old, under 60: nil up to ₹2.5 lakh, then 5/20/30%). Default standard deduction ₹75,000 (new) / ₹50,000 (old). This is a browser estimate, not tax advice — confirm against the Act, your Form 16, and a qualified advisor.

Salary / pension before standard deduction. Leave out employer PF if that is not your income.
Total Chapter VI-A for the old regime (80C is usually capped at ₹1.5 lakh; add 80D and others here). Ignored under the new regime.
Salaried / pension default for FY 2026-27. Editable if yours differs.
Salaried / pension default. Editable.

Optional HRA (old regime only)

HRA exemption is not available in the new regime. Amounts are annual. Or use the HRA exemption calculator and paste the exemption.