CTC to In Hand Calculator FY 2026-27

Turn annual CTC into monthly in-hand. Employee PF, optional professional tax, other deductions, and new-regime tax for FY 2026-27.

Financial year 2026-27. Income tax uses the new tax regime (default) and the standard deduction of Rs 75,000 — compare with the old vs new tax regime calculator if you have 80C or HRA. PF % applies to PF wage (defaults to 50% of CTC; edit it, including any Rs 15,000 / month statutory ceiling you use). Professional tax is state-specific, so it is an optional rupee amount, not a made-up table. This is not tax advice.